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A home loan designed for your SuccessFamilyFuture

As an education based mortgage company we strive to offer you the ideal financing solution for your mortgage needs.

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Welcome to Happy Home Lending

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you’re looking for cash out, or to just get a better rate and term, we can assist you.

Connect with us.

We are the experts in the industry, look no further.

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you’re looking for cash out, or to just get a better rate and term, we can assist you.

Request A Quote

See my loan scenarios.

Ready To Apply

Begin my online application.

15+

5 Star Reviews

19+

Years Experience

15

Day Average Close

11

Local Employees

Let's Learn!

Please check out our 27 educational articles we put together..

As an education based mortgage company we strive to provide helpful information.

Visit our learning center to learn some great tips about buying a home.

View Educational Articles

Shopping for a New Home

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

Tell us your story.

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

Step 1 of 20

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What are your goals?
We are committed to helping you reach them.
Purchase or Refinance
- I want to purchase
- I want to refinance

Where is the home located? City or Zip Code
City or Zip Code*

What type of home is it?
- Single Family
- Townhouse
- Condominium
- Multi-Family

Where are you in the home buying process?
- Signed a purchase contract
- Found a home
- Looking to buy within one month
- Looking to buy in 1 to 3 months
- Looking to buy in more than 3 months

How do you plan to use your new home?
- Primary Residence
- Vacation Property
- Investment Property

Have you or your spouse served in the US military?
Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.
- Yes
- No

What is your (or your spouse's) branch of military service?
- Army
- Marine Corps
- Navy
- Air Force
- Coast Guard
- National Guard
- Military Spouse
- Other VA Eligibility
- No Military Experience

Are you actively working with a real estate agent?
- Yes
- No

Is this your first time purchasing a home?
- Yes
- No

What is the approximate purchase price of the new property?
(it's OK to estimate)
What is the estimated value of your property?
Use the slider to select the price range of homes you're interested in (it's OK to estimate)

How much do you have for a down payment?
(it's OK to estimate)
What is the balance of your first mortgage?
(It's OK to estimate)

What is the interest rate of your first mortgage?
(It's OK to estimate)

Do you have a second mortgage?
- Yes
- No

How much additional cash do you wish to borrow?
(It's OK to estimate or if no cash-out leave at $0)

What is your current employment status?
- Employed
- Self-Employed/1099 Independent Contractor
- Retired

What is your household gross (before taxes) annual income?
- Less than $30,000
- $30,000 - $50,000
- $50,000 - $75,000
- $75,000 - $100,000
- Greater than $100,000

What is your credit score?
- Excellent 740+
- Good 700-739
- Average 660-699
- Fair 600-659
- Poor < 600

Have you had a bankruptcy or foreclosure in the past 3 years?
- Yes
- No

What is your first name?*
What is your last name?*

What is your email address?*
What is your phone number?*
Consent*
I agree to the Communications Policy.*
We may communicate with you in a variety of different ways including by email, voicemail, mail, text and SMS messaging, and in person. Some communications occur through multiple channels. Such communications are confidential and only intended for you or persons authorized to act on your behalf. By using the Service, you acknowledge the following communications-related practices. By submitting your phone number you are agreeing to opt-in to sms messaging. Message and data rates may apply.

5Stars

Our clients are the foundation of our success.

15+ 5 Star Client Reviews

Client reviews from around the internet.

The latest in mortgage news.

Beat the Heat: Top Mortgage Tips for Buying Your Dream Home During the August Market Surge

Beat the Heat: Top Mortgage Tips for Buying Your Dream Home During the August Market Surge

Introduction As we move deeper into the summer months, the real estate market often experiences a surge in activity. August,…

Mid-Summer Mortgage Moves: What Current Trends Mean for Your August Home Purchase or Refinance

Mid-Summer Mortgage Moves: What Current Trends Mean for Your August Home Purchase or Refinance

Understanding Mid-Summer Mortgage Trends The peak of summer is upon us, and with it comes a lively real estate market…

Fireworks and First Mortgages: How to Navigate the Summer Housing Market Before Labor Day

Fireworks and First Mortgages: How to Navigate the Summer Housing Market Before Labor Day

First Time Home Buyer

Understanding the Summer Housing Market The summer months, stretching from the Fourth of July to Labor Day, create a vibrant…

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Ready To Apply

Begin my online application.

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About Us

Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

Company NMLS: 1779920

Equal Housing Opportunity

Contact Us

501 Magnolia Lane
Glenn Heights, TX 75154
(469) 820-0530
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The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.

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